2013
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Student Loan Lawyer / 0 Comments /If you are the subject of collection activity on your student loan debt, there is legal recourse available to you if you believe you are being harassed. Federal law prohibits certain abusive and harassing collection activities in what is named the Fair Debt Collection Practices Act. The FDCPA, as it is known, provides that those whose rights are violated by the statute, may sue in federal court for actual damages (emotional distress, etc.) or, at a minimum, a statutory penalty of $1,000.00. The FDCPA has very specific restrictions upon the nature of the communications a debt collector may have with you concerning your student loan debt. The FDCPA also places other constraints upon debt collectors, such as limitations upon the nature of communications debt collectors may have with your employer. So, do not just take it! There are avenues of relief available to you.
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