Archive

01May
2017

Is Wage Garnishment in PA Legal?

When students hear their wages could be garnished for defaulting on their student loan, their first question is “Is that legal?” The answer is yes and no, because Pennsylvania is one of four states that prohibits private ...

20Apr
2017

Can A Lawyer Help With Student Loans?

Nobody enjoys seeing that student loan check leave their bank account each month, but for some, student loan debt is more than an inconvenience—it’s a huge burden. In situations like that, it could be very worth your time ...

13Apr
2017

How a Lawyer Can Help with PA Student Loan Repayment

In 2014, Lancaster Online found that recent graduates across Pennsylvania owed an average of $33,264 in student loans upon graduation. That was the third highest average for student loan debt that year. With many students ...

11Jun
2015

Yes, the federal government can take your tax refund

Many student loan borrowers are surprised to find out that the federal government can take their tax refunds when they are in default. Unfortunately, it is true that the federal government has this immense power. Set forth ...

05Jun
2015

Disability Discharges Are Available!

Many times former students become burdened with disabilities that adversely affect their ability to make their required student loan payments on their student loan debt. Fortunately, federal law and applicable regulations ...

29May
2015

Protection At Last for Veterans

Just today in the newspapers there was announced welcome relief to members and former members of the military who have student loans and were overcharged by Navient. The Justice Department announced that it reached a ...

21May
2015

The Consumer Financial Protection Bureau to the Rescue

Many folks know that the Consumer Financial Protection Bureau (“CFPB”) has been created to investigate and regulate various consumer products. What may be unclear is that the CFPB has a very significant role to ...

13May
2015

A Comparison Between Private Student Loans and Federal Student Loans

Many student loan borrowers are confounded by the differences between private and federal student loans. Unfortunately, it is a much more difficult situation for borrowers with student loans that are private. The federal ...

11May
2015

Principles Related to Deferments and Forbearances

There are times when it makes sense to postpone repayment of federal student loans. Set forth herein is a brief description of the concepts of forbearances and deferments. For both the Direct program and the FFEL program, ...

06May
2015

Staying Out of Default

In today’s world, many former students are saddled with very high amounts of student loan debt and very high monthly payments. As a result, borrowers are often faced with the prospect of defaulting on their student ...